Finance Roll

In its simplest definition, accounts receivable financing is the trading of what your customers owe you in the future for cash you receive today.How is that possible? It is possible because there are accounts receivable financing companies that are in the business of lending you money in exchange for the money you are owed by your customers. They...

The phrase 'expat destination' tends to conjure up images of one way plane tickets to sub-equatorial paradise islands, or at the very least somewhere where the sun shines every day and an afternoon nap is obligatory. Yet, in the latest poll by halifax-international.com, the most popular destination for British expats is France (with 16 percent...

We've all heard that fortunes are often made in times of financial uncertainty, and that is certainly true. However, the more common scenario is that finances take a turn for the worse and leave many people in dire straits. That is the reality and the problem for which each of us must be prepared.I'm not going to say that you can become rich in...

During tough economic times, finance is a huge challenge for business owners. In the "Going Forward" section of the January '09 Entrepreneur Magazine, Mark Hendricks quotes some sobering statistics which frames up the extent of the recession we are experiencing:-- During the Second Quarter of '08, 65% of bank senior loan officers stated they recently...

Credit score is the most important factor lenders take into consideration when assessing prospective applicants for cash loans and personal finance. Needless to say, we would all like our credit history to shine and pass any checks without a problem but experience shows that even small shortcomings can have a massive impact on the availability...

Financial freedom is something that most people think is only a dream. We all dream from time to time. My favorite dream is that I'll win the lottery and get to go spend at least a million dollars without any consequences. However, there are some things that shouldn't be left to dreaming.Financial freedom isn't a dream. It is a reality for many...

Lenders and brokers who loan money to people with lower incomes and spotty credit will all claim that they provide a valuable service to a community that is under-served by traditional lenders. But do they really? Or are they instead exploiting the plight of our most vulnerable citizens by promoting an endless cycle of debt and making a killing...

When we think of sponsors and advertisers, we usually put it into context as businesses paying money for the opportunity to promote themselves or their products. But the buy-side of advertising is only half of the equation. Sell-side advertising is an opportunity for your business to receive financing, and do so on a continual basis.It...

Remember that the government only represents about 30% of our retirement income, the company retirement pension plan offers another 30 % and many of us do not have one. It is up to individuals to invest wisely short and long term in order to make up for the short fall if he or she would like to live comfortably after retirement without giving...

Whether your renovation project involves putting in a new $200 sink or $50,000 kitchen, at some point labor and materials people are going to stick out their hands and say, "Pay me!"In almost all cases the supplier will want cash (unless it is a large company that handles its own financing, rare in this field). So now you must find a way to come...

The decision to refinance your home should be based on whether you will be in a better financial position because of the refinance than before it. This is not always straight forward to work out. If, for example, you can roll the debt from a high interest credit card into the new refinance, you may be paying more on your mortgage than before the...

Chicago hard money lenders are popular once again, according to finance news. The popularity of private funders fluctuates, a lot like the economy. Years ago, they were considered "last chance" financiers. But, today they are the first and best choice for some borrowers. In particular, real estate investors have found that there are many advantages...

Despite all of the bad things associated with credit cards, there are a lot of good things you can get from them.They are now the fast and convenient way to buy everything, and anything that your little heart desires. From one of those LCD TV's to one of them little Toaster Ovens, with one easy swipe you can buy that new Bass Boat that you been...

Toyota has always enjoyed a loyal customer base. In fact, there is a higher percentage of repeat buyers within the company, one that rival brands like Cadillac and Lexus has the titles to for years. One of the automobiles that most drivers come back to is the Toyota Camry. The Camry has evolved into what some would say a rocket ship of success,...

The growth of alternative investments in the Jamaican financial market was a godsend for many. With schemes that paid six, ten and up to 20 per cent returns every month, consumers felt they had finally found a way to make their money work for them.Many consumers looked at these alternative schemes as desperately needed sources of extra income...

For many middle-class families, the biggest or second biggest asset they have is their retirement account. Unfortunately, our wonderful politicians and IRS have made retirement accounts into a mine-field of taxes. Without proper care, taxes can completely wipe out a retirement account for you and your beneficiaries.As an estate planner, not a...

Many home owners want to save money on their utility bill by installing energy efficient upgrades, remodeling, adding new windows or even installing solar panels. Changes to a home can be expensive leaving borrowers to use their savings or finance upgrades on a credit card or home equity line of credit. The FHA has a home loan program that allows...

The bullish case for silver is easy enough to make. It also makes sense that if the price per ounce eventually takes off, then the miners would do well.Nevertheless, the problems that silver miners face are multifaceted and will be discussed further in the following sections.InflationThe next trigger that catapults silver prices higher will likely...

The most common financial mistakes managers make In many organizations managers are not taught how to manage their budgets. In some cases managers are given budget responsibility but not budget authority. In these organizations it takes 5 levels of signatures to get a few hundred dollars approved. Worst, managers are given both responsibility...

It's not impossible to get a bankruptcy car loan, in fact you may be surprised nowadays at how simple it may be. Fortunately, not only can you acquire this car loan after bankruptcy, but you can also come out on top with your credit score. Bankruptcy car loans shouldn't have you going through the embarrassing process of denial after denial. Knowing...

In response to the Paris Declaration (2005) and the Accra Agenda (2008) leading to commitments for donors to channel more of their aid to developing countries through country systems, there has been a growing shift away from program and project aid - typically managed or overseen directly by the contributing development partner - to budget support...

First it was the boom, then it came the bust, and now it's the bear market. Despite the massive liquidity injected by the Fed, overall the U.S. real estate has yet to experience more bearish seasons. But there is one branch of the real estate sector that appears to be exempt from the deflationary pressures of our economy. Apartment buildings are...

Chevrolet's Trailblazer has long been the decaying iron horse in recent years, trying so hard to fit in with the huge gang of more reliable and cutting edge of SUV's. Don't get me wrong, the Trailblazer and Envoy still have so much to offer the consumer if looks or interior amenities mean little. It's where this blight of aging, does the wrinkles...

Tow trucks are used by towing companies and some auto repair companies in order to drag heavy vehicles. Generally tow trucks are more useful in roads. Since the vehicle can help generating more revenues to towing companies, the cost of the vehicle is more. Hence many companies look for tow truck financing.There are various types of tow trucks...

A business organization rolls on planning of finance and the destiny of any organization is measured in terms of financial output and related performance level. Hence, finance administration plays a vital role in the planning and day to day working of a company. This is a complicated process and efforts are made to make this part of the business...