Finance Roll

The prospect of attending college is an exciting one that many undergraduates look forward to. However, if you are worried that you cannot afford an education then you are certainly not alone as many have similar thoughts. Fortunately, there are several financing options that you can leverage to pay for your tuition.Take advantage of grants and...

What is the roll of business credit services? Many small business owners today are still using their personal credit to finance their business. Although it is quite common, it's truly a bad idea. This is evidenced most recently in the last two years as the damage of the economic downturn is finally becoming realized. Many people were wiped out...

These days, when you apply for a mortgage, loan or other form of credit, the lending industry will automatically scrutinise your personal credit history. In practice, you hardly need to tell them anything as within a fraction of a second, the lenders computers will lock into your credit file held by any one of the big three credit agencies; Experian,...

In the past, you might never have considered the thought of starting your own business.  You were comfortable, things were going well.  You didn't have a real problem meeting all of your obligations, and in fact you were able to save little bit.  Then, seemingly overnight, things changed.  They not only changed, they changed...

It is often the people that are struggling financially that have a real need for mortgage refinance and could benefit most from it. While this is true, refinancing can be quite costly, as much as three to six percent of the principal balance on your home, which will likely be in the thousands of dollars. This is not something that a lot of people...

It's getting harder and harder to find ways to save money when prices continue going up. Here are some tips to help you save money from your personal finances.Save money on gas. Take public transportation or look for a carpool in your area. Walk or ride your bike if the destination is not too far away and you don't have a lot to carry. If you...

It's never too soon to teach your children about the value of and responsibility toward money. Here are some excellent activities to teach your children about finances, from your toddler who seems to want everything to your trendy teenager who won't do anything unless it's in style.Just as bad habits are very hard to break, good habits that you...

Established in 1916 and originally a manufacturer of aeroplane engines, BMW have been producing cars for over 80 years. Their first car was the 3/15 which first rolled off the production line in December 1927.Aiming for the medium to high end section of the car buying market in terms of both luxury and performance, each and every one of BMW's...

Everyone has a horror story about how a stock crashed and ruined their portfolio, but that is not the markets fault, it is the investors for not having a diversified portfolio. One stock should never spell disaster for anyone and while it can hurt you a little bit, it should never take you out of the game. To prevent this, make sure that you have...

Q: John, let's begin with a bit of background. How did you get to your current role?A: My background is finance. I qualified about eighteen years or so ago, and I've spent most of my career in finance, management accounting, statutory accounting business analysis etc - I moved around quite a bit. I sort of fell into shared services, I guess, about...

In times of financial trouble or other emergencies in life, your paycheck spending lands up in a total mess. But there is absolutely nothing to worry. The temporary loans or cash advance options are always a phone call away. You need to just let the cash advance lending store know of your requirement and someone would come to you in short span...

What is your Life Plan? Do you have a plan? I don't believe the majority of Americans ever planned to hand over their financial destiny to the great credit monster. I do believe that we have failed to plan. We have found ourselves locked behind the bars of this financial prison. The biggest downfall to financial crisis is living beyond our means....

Last week we investigated Covered Calls, a strategy whereby we write Call Options against shares we own in order to increase our return from owning the shares and to provide some downside protection should the share price fall.Once we write a covered call, three things can happen;1. The share price can rise in value;2. The share price can stay...

The Indian car market is on a roll and according to industry sources, in the coming years it will only further expand. The high income ratio and a resurgent middle class have contributed a lot in the growth of the market. Until recently, one had to choose from a handful of cars. But now with the arrival of new models, it has become quite difficult...

So, you're in the market for a new vehicle? There are many, many dealerships clamoring for your patronage. How do you know which dealership is right for your needs? What brand offers the most benefits? Should you show brand loyalty, or should you branch out to something different? Whether you change automaker labels like you do blue jeans, or...

For borrowers who are in the market for financing, but don't have the sufficient down payment and higher credit scores to secure conventional financing, a FHA loan may be their best bet. In addition to the upfront mortgage insurance premium (MIP) which can be financed, a minimum down payment of 3.5% and a median credit score as low as 580 is required...

Eliminating your debt is a daunting task. What can you do to get out of debt fast? Believe it or not, negotiation along with proper financial responsibility is your foothold out of the rat race. Learning how to eliminate your debt might be one of the most important life skills that you learn because it can bring you happiness and fulfillment....

It has never been more important to handle your debts in a responsible manner than in today's economy. Having a responsible debt management plan in play is going to make life in the present and in the future a lot easier on you and your family. We all know that expenses are a part of daily life and we are always being required to make one sort...

Protects Your Used Car From Many Things Exposure to the harmful rays of the sun can rot away your used car. Things like bird droppings, particles of dust and unfavorable climatic conditions further make the situation worse. What can you do to protect your used cars from the effects of all these things? Fortunately, you have the car covers that...

1. Sign up to a credit reference agencyIf you are getting multiple fines for missed payments, and getting several phone calls from your creditors per month, you need to find out exactly why. The most popular credit reference agencies are Experian and Equifax, and your report can be ordered for a small fee.2. Request 6 months' worth of statements...

When I was a young person, I wondered why some neatly dressed, serious businessmen were so fascinated with the stock market ticker-tape inside the lobby of a big stone building. Was it inside the NY Stock Exchange or the Fidelity Brokerage, I cannot remember, but this was much before the time when the image of stock market ticker tape made it...

During the past decade the U.S. economy has been riding a steep roller-coaster. The Dot-Com bust had been extinguished by another bubble, one of a much larger proportion that had a severe impact on the entire world. In 2007 the Real Estate bubble burst and its effects had triggered a near collapse of the financial sector. The Commercial real estate...

In order to really understand what I want to share with you in this post we are going to go back to my life in Virginia. This was a time in my life when I was able to experience success for the first time.Now, success could mean several different things for each person individually, the success I am speaking of here is financial. By the time I...