Finance Roll

Money Saving Tips - How to Manage MoneyWhat should you do with your hard earned cash? There are many choices we face on a daily basis that can create confusion and can point us in in a different direction at any time. There are many things that we should and shouldn't do with regards to our finances and how to manage money. Let's go through some...

When it comes to real estate, the old saying "You need money to make money" is false!There is a creative financing solution for every real estate situation, especially when it involves residential real estate. You can control such types of property and build income and equity by identifying and applying the appropriate financial solution. Here...

Not all Scores are EqualThere are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders use. Other scores attempt to approximate the FICO score, but frequently vary by a significant margin.One...

When the economy is bad, you are often inclined to spend less money. Your money and the way you spend it takes on a whole new meaning when the stock markets are down, your investments are losing value and you are forced to dip into your savings or 401K just to live from day to day. You start thinking about ways to preserve your wealth, instead...

My family has owned and operated apartment buildings for over 25 years. One of the most important component's of owning an apartment building is arranging the proper financing. This article outlines one of the most attractive financing options available in the market today.Despite recent poor press and economic reporting, Fannie Mae continues...

Does debt consolidation sound scary to you? Don't let it. A debt consolidation just means that several places where you might have debt-say a line of credit and two credit cards-get rolled together so you only make one payment. Sound better? Debt consolidation can be a smart decision for a number of reasons.For one thing, debt consolidation is...

Several television ads lately have been pushing the concept of zero percent financing for various new vehicles. One offer will allow consumers to finance a new SUV for a 72 month loan, interest free. On the surface, this offer looks tremendously appealing and it could be that way for you if you are the right kind of consumer. Have you considered...

I would like to make myself clear on a few items of interest before I get too deep into the sales processes at any dealership, including: automobile, recreational vehicles, boats, motorcycle, and even furniture or other big ticket items. A business has to turn a fair profit in order to stay in business. I believe that they should make this profit...

The V-8 is so ubiquitous an engine design that we sometimes don't fully appreciate its long history and tides of favour and obscurity. The '55-'57 Chevrolet crowd act as if the first V-8 emerged, fully formed, in the 1955 Chevrolet. That was and still is an excellent engine design, but it's by far not the first V-8, nor even the first overhead...

For over two decades, making a vehicle donation to a charity has been very popular for those trying to get rid of that old unwanted car.Many charities across the country have become quite dependent on the funds raised through vehicle donations. So much that the rise of numerous vehicle donation processing companies have begun to fill the automotive...

Taking care of your finances is not an easy task. No matter how smart you are, you are still prone to making money mistakes, some of which may be devastating.Here are the five biggest money mistakes which American people make:1. Failure to budget.If you think that budgeting is a boring and unnecessary task, think again. If you have been living...

Whenever we open up our own businesses and expect them to succeed, certain investments and purchases must be made. Depending on the industry you're in, it might be beneficial to invest in a roll up stand for your business. You'll find that it will be extremely useful in a variety of ways.If your industry leads you to trade show displays, then...

The discovery of metal has been one the most decisive changes in the human history. Since that time, man has had the power to create powerful tools, structures and machines that would forever change the face of the earth. The tools for forming and manipulating metal have also advanced over the ages.The modern society now depends on metal for everyday...

The evolution of industries contains four basic stages: introduction, growth, mature and decline. There has been considerable research done on the subject, but rarely do we see written material specifically addressing the stages as they apply to a specific industry. I would like to briefly look at the web hosting industry, trying to identify...

Let's all sing a new version to the tune of the 60's sitcom "Gilligan's Island" ..."Just sit right back and you'll hear a tale, a tale of mishandled use; that started with our nation's past to form a fiscal noose. The tax was a mighty hurtin' vice, our wallets paid the price; working hard to pay our share, it's not always fair, it's not always...

Rapidly growing credit cards balances can very negatively affect all aspects of your life, as the stress caused by them can affect your personal relationships, your health, your job and even your sex life. It's easy to feel completely overwhelmed and despair over your situation, but there's always a way out. It just takes a concerted effort, and...

Handling finances is a crucial matter that requires the checking of minutest details and that too with extra caution. You must be aware of the fact that a slightest mistake can force you to take a u-turn and cover the entire distance all over again. It really becomes tedious if you have to go through all the details again and tally the accounts....

Today, in most two-parent families, mothers work outside of the home. Yet, there are more children living in poverty in America. It is believed that families need two incomes to maintain a marginal middle-class lifestyle. Two-parent families have financial difficulties, but this is nothing compared to the abject poverty suffered in single-parent...

In this example, you trade exposure on 100 shares of stock for exposure on 300 shares, but you avoid or delay exercise as well. At the same time, you net out additional cash profits, which reduces your overall basis in the stock. This makes exercise more acceptable later on. Of course, you can continue to use rolling techniques to avoid exercise....

Huge billion dollar bailout plans in the works, a credit crisis, a looming credit card debt crisis, state budgetary issues and an imminent government policy of bailout and spend means a recession is looming. It is only a matter of time until the current credit and financial crisis leads to a full blown recession, below we will outline the steps...