Finance Roll

Even though the "free fall" of the housing market has apparently stopped or could be ending soon depending on the information you research, investing in select California real estate commonly referred to as "land banking" is still the safer alternative to your typical cyclical market corrections and downturns.

It's apparent that the hardest hit areas of the foreclosure explosion are starting to pick up in activity levels although the foreclosure rates will remain a significant problem in California until the mid to end of the year 2009.

Certain parts of the Bay Area and Southern California are starting to feel some improvement from increased sales compared to last year although many investors are still holding back before making any drastic decisions.

By contrast the land banking community goes unscathed from the violent turbulence felt for miles around in any given city in the nation. Quietly these passive investors are raking up the profits and not even batting an eye towards the chaos around them.

With the advent of bank owned (REO's) properties and the vast count of mortgage derogatory payments and a stable and normal housing market is a long way off. Even with the onset of the housing bill coming into effect in early October the sign of a market upswing is quite a ways from appearing.

California will recover from this market correction; will your finances make the grade when all is said and done. Taking advantage of the real estate market is a great way to build wealth for the long term. Risk is greatly minimized, profit potential is increased and assured when the proper real estate is chosen as a growth vehicle.

When you look at market volatility we are socially acceptance of the fact that stocks and mutual funds fluctuate almost every hour, minute or even second in some cases when there are strong public awareness campaigns.

When it comes to the real estate market the volatility is much less in comparison. Looking even further into land the fluctuation is almost eliminated. No structure to depreciate, no maintenance, no broken appliances or mortgage crisis to affect your investment.

Instead you wind up keeping your hair in your head instead of pulling it all out. Yes land is the truest choice for wealth, you can bank on the simple fact that it's here today and it will be here tomorrow. No one is directly influencing your company stock prices, choosing the incorrect buy and sell cycle for your intangible assets.

Instead you keep growing your wealth day by day year by year until the point that it's time to sell and reinvest your proceeds for the next harvest. Why complicate your investment strategy? Make the conscience choice to do the right thing for your life.

Stop being influenced by the main stream media, or your best friend or family. You need to choose what's the best path for your prosperity and sanity as well. Choose correctly the first time and learn to bank on the development of outlying communities to promote profitability and performance into your life.