Finance Roll

Now on to the steps:

• Clip coupons. You can save up to $20 to $30 every time you shop. That leads to big time savings. Use your local papers to find coupons or go to the myriad coupon sites on the internet to find them. This is one of the easiest ways to save money each month.
• Buy Groceries on sale. But only items that are on sale. Base your meals and snacks around sales. You'll be surprised at how little your grocery bill can be. You'll save a good $50 a month by doing this.
• Get rid of your landline phone. Only use your cellphone. You can now get all services from your cell phone provider as your landline. And then some.
• Only buy generic items at the store. Generic items are just as good as name brand and they are a lot cheaper.
• If you smoke, roll your own cigarettes. This may sound silly, but you will save a ton of money by not buying name brand cigarettes. This may sound like a pain, but look at the money you'll save. The same goes for drinking beer. Drink domestic rather than import.
• Share rides. If you share a ride to work, or bike, instead of driving everyday you can save at least $50 a month if not more. And it's good for the environment to boot.
• Plant your own garden. In the summer you won't have to buy vegetables and most likely you'll have enough to give to friends and neighbors.
• Cut out the daily Starbucks, or don't eat out more than once a week. If you are eating out all of the time, that could mean $50 a week for lunch, maybe $100 on the weekend eating out at restaurants.

So there is a start. You probably know other ways.